Banking solutions for real life.
There are no “one size fits all” checking accounts at MVSB. With four checking accounts to choose from, we’re sure to have a checking account that meets your needs. What’s more, all personal checking accounts include complimentary online and mobile account access and debit cards with the latest security features to give you added peace of mind.
Premier Checking
A benefits-rich loyalty account for customers with a combined deposit and loan balance of $15,000 or greater, or who have an investment account relationship with our wealth management affiliate. Get complimentary checks, special discounts on loan products and exclusive access to our Premier Money Market.
- $10 minimum deposit to open account.
- Earns interest on balances of $500 and greater.
- Monthly service charge of $15 waived with $15,000 combined loan and deposit account balance* or a relationship with MVSB’s wealth management affiliate.
- Free basic checks and 50% off other check styles.
- Waived CheckReserve Line of Credit annual fee, provided the account holder has notified the loan officer during the loan application process.
- Discounted Consumer Loan rates with autopay.**
- $1,000 Courtesy Pay limit.
- Optional Mutual Benefits membership for a monthly fee.
- *Combined monthly balance consists of average collected monthly balance in all checking and savings accounts, ledger balance for CDs, and all outstanding balances on home equity lines or credit, home equity loans, installment loans and mortgages owned and/or serviced by MVSB.
- ** Discount does not apply to home equity lines of credit or loans, collateral and stock loans, time loans or CheckReserve line of credit.
Mutual Benefits Checking
Checking account that includes membership in the Mutual Benefits identity theft and savings programs as well as other benefits.
- $10 minimum deposit to open account.
- Earns interest on balances of $1,000 and greater.
- Includes Mutual Benefits Perks & Protection membership.
- No monthly service charge with an average monthly collected balance of $10,000 or greater. $3 with an average monthly collected balance of $5,000- $9,999.99. $6 with an average monthly collected balance less than $5,000.
- Free basic checks and 50% off other check styles.
- $500 Courtesy Pay limit.
Senior Checking
A special account designed for customers who are age 62 or older.
- $10 minimum deposit to open account.
- Earns interest on balances of $100 and greater.
- No monthly service charge.
- Free basic checks and 50% off other check styles.
- $750 Courtesy Pay limit.
- Optional Mutual Benefits membership for a monthly fee.
Better Checking
A simple no-fuss checking account with no account service fees. You’ll even earn interest on your checking account funds.
- $10 minimum deposit to open account.
- Earns interest on balances of $100 and greater.
- No monthly service charge.
- $500 Courtesy Pay limit.
- Optional Mutual Benefits membership for a monthly fee.
Personal Checking Services
Personal checking account customers save time and money with complimentary convenience services:
- $5 Allowance
This service is automatic for all MVSB customers in good standing.Learn More - Mutual Benefits Value Added Service
All MVSB personal checking customers have access to Mutual Benefits membership with a monthly fee.Learn More
